Can you buy a life insurance policy with no health questions or exams required?

Yes. It's called "Guaranteed Issue" life insurance and it offers a limited amount of life insurance protection for people ages 45 to 85 years old.

However, the age requirement for guaranteed approval for a policy may vary by insurance company.

And, the maximum amount of life insurance available will vary by insurer.

These plans are available even if you have been turned down by other insurers, or have serious health i...

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What is no health question life insurance?

It's a type of permanent life insurance plan that does not require you to take a medical exam, and there are no questions asked about your health.

These plans are guaranteed issue, which means you cannot be turned down due to any pre-existing health conditions, as long as you meet the age requirements for approval.

Ages for guaranteed approval may vary by insurer, for example, some insurers offer guaranteed coverage for people ages 45-75, or 40-80, or 4...
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Can I buy life insurance coverage without having to answer any questions about my health?

Yes, in fact, there are life insurance policies available with guaranteed approval which means you won't have to take a physical exam or answer any health questions.

Where you have been turned down, have chronic health problems or just don't want to answer any health questions when applying for life insurance, you can get insured - if you meet the age requirements for approval.

Life insurance carriers with ...
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